Mortgage Done From A Realtors Perspective
My goal is to be your single point of contact for the purchase & financing of your next home. You can expect a premium service that makes the entire process simple & smooth from start to finish. My mortgage company can shop around to find the best mortgage options available.
2022 Mortgage Stats
Average 30 year fixed rate in June 2022
Average 15 year fixed rate in June 2022
Average 5/1 ARM rate for June 2022
Simple Steps Towards Qualifying For A Mortgage
Let's first talk about your goals
Here's the way I look at it. My job is to get what you want using my knowledge, skills & ability. I can never truly understand what it is you really want without a free, no obligation conversation on just that. It's also been my experience that by having that conversation, you'll also gain a better understanding too.
Conduct an in depth market analysis
Those online evaluations are often way off. It's been my experience that the true value of your home is what a qualified buyer is willing to pay. The analysis I do is great at getting us a general idea of what that is. Most importantly, we'll discover what's unique about your home that will get a premium price.
Prepare & market your home
Next, we'll work together to prepare your home for the market while I'll also prepare the marketing materials. You can count on me to guide you through the process & be a resource. The goal here is to make your home the most presentable so that it demands the attention from ready buyers.
Contract & close on your home
With my VIP home seller's service, I'm going to be with you every step of the way. You'll never feel lost or alone when choosing an offer or negotiate the contract. You can expect direct access & guidance from me all the way until you get paid. This also works seamlessly when your buying a home at the same time.
About Realtor Fonz
I moved to Austin in 1992 while I was a young adult after my dad got out of the Army. Since then Austin has grown tremendously. I meet my wife while going to school at Lanier High (called Navarro High now) & we have 2 beautiful children. Before becoming a Realtor I managed several departments at Lowes Home Improvement from 2005-2011. Working at Lowes was a great experience & a wonderful job. The only reason for leaving was to pursue my entrepreneurial desire by opening a cell phone repair & resale store called The Austin Cell Phone. That business is still running strong & is managed by a great team while I serve all of my clients Real Estate needs.
What My Clients Are Saying
Sold A Home In Hutto Texas
" We couldn't stay in Texas due to the climate & had to move back to Washington in a hurry. Fonz was very accommodating & worked around our time table. He gave some very great advice & felt comfortable trusting him to sell the home for us while we made the move. Fonz was able to sell the home at a premium while making the process easy for us. Thank you. "
Sold A Home In Round Rock Texas
" Alfonso was knowledgeable and transparent. He made the process of selling a home easy and seamless. He listened to our concerns and made the process work with our schedule. He did a great job advertising the home and the house had offers on the first day of listing "
What about those instant cash offers I hear about?
It all depends on your situation. Most of the time those type of offers are investors looking to acquire your home at a price where they can either resell it at a profit or invest more money to renovate then sell. My personal opinion is to go for every dollar you can instead of an investor BUT, your priorities & what you VALUE may be different than mine.
Part of what I do is help you compare all options, including selling your home AS IS to an investor. For some folks, selling the home ASAP with minimal effort is worth more than what it could sell for with a little work. My job is to get what you want & I'll represent your best interest to make sure you're dealing with a legitimate investor that isn't going to rip you off. PLUS, there are ways to make them compete with each other to squeeze out a little more.
Remember, you have options & my job is to help you compare all of them so that you can decide what's best for you. Whichever option you decide to go with I'll be with you every step along the way for guidance & support so that you never feel lost in the process. I never want to get paid a commission, I want to earn it.
Nevermind needing a Realtor, you're going to want me as your Realtor after you get familiar with how I work & what I can do for you.
My Commitment To You
The level of commitment from your Realtor will determine the type of success you'll have.
When you have a low level of commitment from your Realtor you can expect phone calls not being returned, questions not being answered, tasks not being completed on your behalf, slow to get a showing, sloppy offers made & a sense of being lost in the process.
You can expect the opposite when you have me as your Realtor.
Here's what to expect from me
You'll find that I'm very easy to talk to without all that slick sales talk. When you want to sell & buy a home, having the right Realtor by your side makes a huge difference.