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Realtor Fonz Pinnacle Realty Advisors White

Deal of the Week: Hutto New Build — 3.99% FHA Option + $10k Credit (Payment-First Match)

A New Build That Beats Resale—on Monthly Payment

Ashton Woods 3/2 + office • Low 2.16% tax • $20 HOA • 3.99% fixed FHA option (OAC) • Up to $10,000 closing-cost credit.

Prefer to talk? Call/Text 512-809-0091

TX Lic #700192 · NMLS #2103631

Alfonso Rodriguez · Real Estate & Mortgage Advisor (TX)

What You’ll Get (after you submit)

  • Custom “Payment-First” home list matched to your target monthly cost (taxes, insurance, HOA, MI included).
  • Builder incentive rundown (rate buy-downs, credits, promos) and how to stack them.
  • Side-by-side payment comparison vs. nearby resales.
  • Negotiation plan (price, credits, rate strategy) to lower your total monthly.
  • Private walk-through scheduled around your calendar.

Why This Week’s Deal Stands Out

  • 3.99% fixed FHA option with preferred lender (on approved credit; points may apply).
  • Up to $10,000 toward closing costs.
  • Low carry costs: 2.16% tax rate + $20/mo HOA.
  • Premium features: no carpet in main areas, upgraded kitchen, fixtures & cabinets, full irrigation, natural gas stub at covered patio.
  • Hutto address, Round Rock convenience (near 130 & Gattis School Rd).
  • Price just reduced—and negotiable.

Quick “How It Works”

  1. Tell me your target payment and must-haves.
  2. I’ll send a short list of homes that hit your number.
  3. We compare options and structure the lowest total monthly (rate buy-down + credits + price).

About Alfonso Rodriguez

I’m a dual-licensed Real Estate & Mortgage Advisor serving Central Texas. 

My process keeps your lifestyle first by shopping homes by payment, not sticker price.

  • Call/Text: 512-809-0091
  • Email: [email protected]
  • Licenses: TX RE LIC# 700192 • NMLS# 2103631
  • Equal Housing Opportunity

Frequently Asked Questions

Do I need 20% down?

No. FHA can start at 3.5% down (WAC). I’ll show options side-by-side.

What if this home isn’t a fit?

Tell me your target payment and I’ll send better-fit options—same process.

Is 3.99% guaranteed?

No—it's a limited-time builder option with a preferred lender, on approved credit. Points and terms vary by home and buyer. I’ll confirm what you qualify for.

I own a home now—can you help with the move-up?

Yes. I’ll estimate net proceeds, transfer your equity, and show how to keep the new payment comfortable.

Ready for your numbers?

Get a custom payment-first list, today’s incentives, and a private tour.


Compliance & Disclosures

  • All information deemed reliable but not guaranteed; subject to change without notice.
  • Payment examples are illustrative only and not a commitment to lend.
  • Builder incentives and interest-rate options are limited-time, available on select homes with preferred lender, on approved credit; discount points may be required. APR varies by program and market conditions.
  • Verify taxes, HOA, schools, features, and availability independently.
  • Equal Housing Opportunity.
  • Alfonso Rodriguez — Real Estate & Mortgage Advisor
  • TX Real Estate Lic #700192
  • Mortgage Company: Network Funding NMLS #2297
  • Loan Officer: Alfonso Rodriguez NMLS #2103631
  • Texas SML Complaint & Recovery Fund Notice: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

Licenses: TX RE LIC# 700192 - NMLS# 2103631

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